My phone got stolen.. doesnt have insurance... grounded till the end of time!... pleasee help!?

Did you report the phone being stolen to the principal since it was stolen at school? I know teachers are annoyed with mobile phones at school and say its at your own risk etc, however they must investigate it and you should insist on calling the police in (if they don't do it, you should). You will have a much better chance getting the phone back if the police arrive at the school and start asking questions. There is a good chance someone will give the thief up. You will also have a better chance with tmobile if you have a police report, without one they wont even be interested in your situation. Hope it all works out for you. Good luck :)